Medical Consultations + Emergency Room Treatment

P20,000 coverage for medical consultations and emergency room treatment (inpatient/outpatient)

PHP 2,500.00

MEDICAL CONSULTATIONS + EMERGENCY CASE TREATMENTS

Includes Medical Consultations

Includes Medical Treatment for Emergency Cases only*

*Treatment in an Emergency Room for potentially life-threatening conditions, whether sickness or accident, and whether administered on an inpatient or outpatient basis.

  • Includes Professional Fees & Hospital Bills
  • Includes diagnostic & lab tests
  • Includes confinement in a Semi Private room if necessary
  • Includes medicines needed during confinement
  • Includes vaccines for anti-venom, anti-rabies or anti-tetanus for Emergency Case Treatments if needed (preventive not included)

Maximum Annual Benefit Limit (for Consultations & ER medical treatment) of P20,000

  •       Valid for 1 Year or when limit is reached
  •       Accepted in 1200+ Hospitals & Clinics Nationwide, including Healthway Clinics
  •       Access to 21,000+ Affiliated Doctors
  •       Philhealth NOT Required
  •       Valid for persons aged 1 to 65 years old
  •       Card Non-Transferable
  •       Horsepower.ph reserves the right to decline coverage to individuals which are ineligible for medical coverage per Horsepower.ph Health care partner provider underwriting guidelines.

Exclusions

  •       Dialysis
  •       Chemo Therapy
  •       Maternity related cases inc. consultations
  •       Behavioral, psychiatric, developmental disorders
  •       Psychosomatic illnesses
  •       Neurological Conditions
  •       Optical Related
  •       Dental Related
  •       Sexually Transmitted Diseases, AIDS, HIV
  •       Physical and Speech Therapy
  •       Cosmetic / Aesthetic
  •       Illnesses and/or injuries arising from participation in brawls, riots, commission of a crime, violation of ordinances, or the like
  •   Illnesses / injuries resulting from conditions of war or sustained from combat-related activities
  •   Illnesses / injuries resulting from active participation in hazardous activities such as, but not limited to, bungee jumping, hang-gliding, scuba diving, mountain/wall climbing, and professional sports
  •  Illnesses / injuries attributable to own misconduct / gross negligence / immoral habits, and willful and unnecessary exposure to danger or health hazards
  •  Self-inflicted injuries including, but not limited to, any form of suicide attempt

 

List of Exclusions

HOW TO USE

FOR A MEDICAL CONSULTATION:

Contact the phone numbers indicated in the health card to check doctor’s schedule or go directly to affiliate hospital or clinic, show the card to Asianlife medical coordinator to get LOG/LOA, then proceed to the doctor for consultation.

 

FOR EMERGENCY MEDICAL TREATMENT:

Go to Accredited Hospital’s Emergency Room, show the card and valid ID to Medical Coordinator or Nurse on Duty.

List of Accredited:

Doctors
Hospitals & Clinics

PROCESS

  •    Batch processing: cut-off every working Friday 12nn
  •    Processing & delivery takes 7-10 working days
  •    Card to be delivered to client
  •    Coverage starts upon card receipt, coverage date indicated on card
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